Built on Real Experience, Not Theory
We started rinqualora in 2018 after spending years watching businesses struggle with finance decisions that didn't need to be so complicated. Back then, we were consulting for mid-sized companies around Sydney and Brisbane—and kept running into the same problem.
Business owners knew their industries inside out. But when it came to financial planning or innovation strategies? Most felt like they were navigating in the dark.
What We Actually Do
Finance education sounds dry. And honestly, it can be. But here's the thing—when you understand how cash flow forecasting works, or why your capital structure matters, decisions become clearer. Less stressful.
We teach practical finance concepts through real business scenarios. Not hypothetical case studies from textbooks, but actual situations we've encountered working with manufacturing companies, retail operations, and service businesses across Australia.
Our programs focus on business innovation because finance and innovation aren't separate things. Every strategic decision has financial implications. Every financial constraint shapes what innovations are possible.
How We Approach Teaching
After seven years of running these programs, we've learned what actually helps people grasp complex financial concepts. It's not about dumbing things down—it's about making them relevant.
Context Over Theory
Every concept gets introduced through a real scenario. When we teach about working capital management, we start with an actual retailer's Q4 2024 situation—inventory decisions, supplier payment terms, the whole picture. Theory comes after you understand why it matters.
Numbers That Mean Something
We skip generic examples. If we're discussing financial ratios, you'll see actual P&L statements from businesses similar to yours. One participant told us she finally understood debt-to-equity ratios after seeing how a Queensland manufacturing company navigated expansion in 2023.
Honesty About Limitations
Not every business should pursue aggressive growth. Not every innovation makes financial sense. We talk about businesses that made smart decisions to stay small, or pivoted away from ideas that looked exciting but didn't pencil out economically.
Australian Market Focus
Tax structures, lending practices, regulatory requirements—they're different here. All our content reflects Australian financial systems and business conditions. When we discuss R&D tax incentives or export finance, it's relevant to businesses operating in this market.
Flexible Pacing
Some participants grasp financial modeling quickly. Others need more time with cash flow statements. Our programs adapt—extra support sessions, alternative explanations, different examples until concepts click. No one gets left behind because they're on a different learning curve.
Long-Term Relationships
Learning doesn't stop when a program ends. Past participants still reach out when facing new financial decisions. We answer questions, provide guidance, share updated resources. That ongoing connection matters more than any single course completion.
Our Teaching Process
Start With Your Context
First session, we map out your business situation. Industry, size, current challenges, what you're trying to figure out. This shapes which examples we prioritize and which concepts need deeper exploration for your specific circumstances.
Build Foundation Knowledge
Financial statements, basic ratios, capital structures—the fundamentals everyone needs. But we introduce them through businesses facing actual decisions. You learn balance sheet analysis by examining how a company prepared for equipment purchases, not through abstract definitions.
Apply to Real Situations
Each concept immediately connects to practical application. After covering forecasting methods, you build a projection for a scenario similar to your business. The exercise reveals where theory meets operational reality—and which assumptions need scrutiny.
Review and Refine
We circle back constantly. Concepts that seemed clear often raise new questions when you start applying them. Regular review sessions let you ask what's still fuzzy, explore edge cases, connect dots between different financial concepts as understanding deepens.
Who Teaches These Programs
Our instructors have spent decades working in business finance—not in academic settings, but in actual companies making real financial decisions under pressure.
Thorsten Jørgensen
Thorsten spent fifteen years as CFO for manufacturing and distribution companies before joining our team in 2020. He's walked through three recessions, two industry disruptions, and more refinancing negotiations than he can count.
What makes him effective as an instructor? He remembers what it felt like not to know this stuff. He started his career in operations, moved into finance laterally, and spent years figuring out concepts that business school graduates took for granted.
His teaching style focuses on pattern recognition—helping you spot financial warning signs early, understand what different metrics actually indicate about business health, and develop intuition for when standard advice doesn't apply to your situation. Participants appreciate his direct answers and willingness to say "that depends on your specific circumstances" rather than offering universal solutions.
Our Next Program Starts September 2025
We run comprehensive business finance programs three times a year. The autumn intake opens in September, with sessions running through November. If you're trying to make smarter financial decisions for your business, this might help.